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Free BaZi Wealth Reading

Money stars, earning style and annual gain or loss themes

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How we calculate
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BaZi wealth year: how the twelve months run

Wealth stars and the useful god are set from the BaZi formulas first. The twelve months are then written from that year’s luck cycle: income, holding cash, and loss periods.

Reading wealth in BaZi

Wealth in BaZi mainly looks at Direct and Indirect Wealth stars—their strength, placement, and how they interact with major-year and annual cycles. This page charts your birth data and outlines money habits, conditions for saving, periods to watch for loss, plus annual notes for the current year.

  • Wealth overview: money habits, saving conditions, common leak patterns
  • Direct vs. Indirect Wealth: which income is steadier, which swings more
  • Earning direction: revenue models and industry leanings that fit better
  • Money management and investment notes, plus current and recent annual wealth

Enter birth data to view BaZi wealth

The report covers

After submission, the report roughly includes (with the current year's annual section):

  • Wealth-star structure and baseline wealth tone
  • Inflow conditions and loss or leak tendencies
  • Earning direction and suitable profit models
  • Money style, investment notes, and current annual wealth

Your Birthday

Note: The Zi hour runs from 11 PM to 1 AM. Choosing 11 PM or midnight for “night Zi” is treated as the next calendar day’s Zi hour (12 AM).

When calculating, birth time should be based on True Solar Time. We recommend using the True Solar Time Calculator to pin down the birth time for your chart.

Gender

We respect your privacy. Birth time is used only for calculations—not for other commercial use.

Want a deeper look at your annual wealth luck?

Free BaZi analysis covers your chart basics. For full-year main income, windfall timing, investment cues, and a daily wealth calendar, see the annual wealth report.

Paid

2026 Annual Wealth Report

BaZi wealth flow + Zi Wei—your full-year money rhythm

  • Main income, windfall, investment timing & loss risk
  • Twelve-month wealth trends and income structure
  • Daily wealth calendar and practical money tips
View annual wealth report

Money stars, earning style and annual gain or loss themes